First U.S. – Official Site of Better Than FREE Checking

First U.S. offices and branches will be closed on Monday, February 17th, in observance of Presidents’ Day.

Turn Resolutions into Results

The Shade is Worth the Wait

Earn up to 4.00% APY*
With a High Yield Savings Account

Member owned and operated since 1936

Rates as of 02/15/2025
Home Equity Line	5.99% intro rate for 6 months (new HELOCs), then Prime + 0
View real estate loan rates

Rates as of 02/15/2025

APRs as low as 5.99%

90 day no-payment option

Finance up to 125% (new)
or 125% High KBB (used)

Rates as of 02/15/2025
Better Than FREE Checking	1.00% APY
Smart Start Savings	up to 4.00% APY
Certificate Special	4.05% APY
View all available savings rates